Meet Chris, your personal payments consultant.

My name is Christopher Swift (most people call me Chris or Swifty). I grew up in Arlington MA, graduated in 1990 and have degrees from Fitchburg State University & Emerson college. I met my wife Paula while in college back in 1993 and we've been together ever since.

We got married in 2000 and have been living in Framingham, MA since 2003 with our 3 boys. I've been an active member of the community volunteering much of my time coaching hockey in the Framingham program for 11 years. I'm a past president of the BNI Commerce Connection chapter in Wayland, a current member of the Metrowest Chamber of Commerce, a member of the Networking USA chapter in Framingham and have owned NoblePay in Sudbury since 2008.

Prior to starting NoblePay, I was a partner in a publicly held company, also in the payments industry. Paula owns and operates a photography studio in Sudbury & I'm also a partner in an auto detail company called We Care Car Care North in Framingham which has a bricks & mortar shop and fleet offering mobile services.

I think I bring a unique perspective that few can match as not only do I understand the world of payments. I also understand and share the same excitement, challenges & pressures you likely experience in operating your business.


Free consultation.

Book a free discovery call with Chris.

This call is ALL about YOU!

Often merchants get frustrated speaking to sales reps because they just keep talking and don't listen.

Chris does a great job listening and will make suggestions based on your specific needs.

The goal is always to help you feel confident that you're making a smart financial decision.

What I do.

I help all types of businesses accept credit cards. I have a unique ability to help mid to high risk merchants establish credit card processing services through my access to some of most exclusive processing relationships in the world. Most you likely never even knew existed.

Who I work with.

  • Plumbers

  • Electricians

  • Flooring

  • Home Improvement

  • Appliance Repair

  • Auto Repair

  • Auto services

  • Quick serve restaurants

  • Nutraceutical

  • Fitness marketers

  • Trial offers

  • CBD oils

  • Medical marijuana

  • Vape & ecigs

  • Continuity & memberships

  • Internet & info marketers

  • Agencies

  • Attorneys

Why it works.

Since 1995 I’ve built a trusted network of processors that most bankcard professionals don’t even know exist. We understand how important conversion ratios are with your funnels and will show you how to follow FTC regulations and still grow sales. We show you how to reduce chargebacks and build a payment system that will be stable for the life of your business.

What others say.


Kristina Carter
Vrai Studios

When Chris called to ask me how things were going after I signed and ask me for a referral I was happy to help!

My experience has been so much better I am thrilled to tell people about it!

My last company sold me on a nice low rate but what they didn’t tell me was how many hidden fees there were. My bill would literally come with hundreds of dollars in fees that were not line itemized and had no idea what they were for!

When I would call customer service to find out, they would tell me they were just fees and then when I would demand to talk to a manager to get a more specific breakdown, I would be put on hold indefinitely until my call dropped or they dropped me. No one ever answered my questions or even made an attempt.

With ChrisI know exactly what I am paying each month.

Every customer service interaction has been very helpful and quick to respond but honestly I haven’t even needed them since I set up my account. I am very happy I switched, I am saving hundreds of dollars a month and I have a payment system that allows me to get paid quickly so I have less stress which you can’t put a price tag on!

Thank you Chris and NoblePay!


Todd Kuslikis

Chris has been incredible to work with. He is responsive and understands the continuity business. I highly recommend him to anyone I talk to that is doing continuity.


Mary Young, Ph.D.
Licensed Professional Counselor & Licensed Clinical Social Worker

As a therapist in private practice I want to offer my patients the convenience of accepting credit cards for payments, without adding costs associated with terminal equipment. I have used a couple of services over the years, and found that although they often look good up front, the add on fees continued to grow while the service level does not. My last company required me to give them a sizable deposit.

When I discovered Noble Pay, I asked Chris a lot of questions looking for the hidden junk fees. He was both knowledgeable and helpful. I felt like he took more than ample time for me to feel comfortable that I was not going to have any surprises fees with his service.

I’ve been with Chris for many years and I’ve never had an issue. The service is reliable, and Chris has remained available to answer any questions along the way. My patients appreciate the flexibility of using their credit or debit cards and I’ve improved my cash flow without adding unnecessary costs.


Dennis Heenan

Dennis was referred by one of our clients Todd from Chris, I wanted to introduce you to Dennis Heenan who runs a very similar company to me. I told him how helpful you’ve been so far, and I think he can benefit from your knowledge, skills and merchant accounts a TON!

Chris, it’s nice to meet you. Robby only had great things to say about you so I’m glad we could get introduced.


Free consultation.

Book a free discovery call with Chris.

This call is ALL about YOU!

Often merchants get frustrated speaking to sales reps because they just keep talking and don't listen.

Chris does a great job listening and will make suggestions based on your specific needs.

The goal is to help you make a smart financial decision.

Seamless transition.

Chris & his team will provide a seamless installation at no cost. You'll get full training on how to use your new equipment & Chris will teach you how to explain everything to your customers to ensure you feel confident with your new way of accepting payment.

Top rated support.

When you have a question, you shouldn’t have to wait. Chris has personally selected partners who make support their top priority. More often than not you'll be able to get support within 30 seconds or less!

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