Save thousands annually by eliminating 95% of your processing fees – reinvest in your business’s growth with a cash discount program!
Say goodbye to waiting 2-3 days for your sales deposits. With next-day funding, your money is available the following day, allowing you to keep your business running smoothly!
We understand that today’s businesses are multichannel, which is why we offer seamless payment solutions for in-store, online, and mobile transactions – wherever your customers are.
Save thousands annually by eliminating 95% of your processing fees – reinvest in your business’s growth with a cash discount program!
Say goodbye to waiting 2-3 days for your sales deposits. With next-day funding, your money is available the following day, allowing you to keep your business running smoothly!
We understand that today’s businesses are multichannel, which is why we offer seamless payment solutions for in-store, online, and mobile transactions – wherever your customers are.
With a cash discount program, you can say goodbye to losing profits on every credit card transaction. Instead of absorbing the fees yourself, your customers who choose to pay with a card cover those costs. This means your business keeps 100% of the sale, allowing you to reinvest in your business and increase your margins immediately. No more losing hard-earned revenue just for offering payment options.
The cash discount program gives your customers the power to choose how they pay. Those who prefer to pay with cash benefit from a discount, while customers using credit cards continue enjoying the convenience of paying with plastic. By giving your customers more options, you not only improve their experience but also protect your business from unnecessary fees. It's a win-win solution that keeps your customers happy and your profits intact..
Worried about the hassle of switching to a cash discount program? Don’t be. At NoblePay, we take care of everything for you. We provide clear signage to inform your customers about the program and set up your terminals for a smooth transition. You’ll be ready to start saving without any disruptions to your operations, and your customers will fully understand the benefits of paying with cash or credit. We make the process quick, easy, and hassle-free.
Concerned about legality? Cash discount programs are completely legal and fully compliant with all credit card network rules. Rest assured that you're on the right side of the law. By adopting this proven method, you eliminate processing fees with confidence, knowing that your business is protected. We ensure that you’re operating within all regulations so you can focus on growing your profits without worry.
Cash discount programs aren’t new—gas stations have been using this model for decades, passing credit card fees onto customers while rewarding cash-paying customers with lower prices. What was once a strategy exclusive to certain industries is now open to all businesses, regardless of size or category. Whether you run a retail store, restaurant, or service-based business, you can now implement the same proven strategy to eliminate fees and boost your bottom line. It's a widely accepted practice that customers are already familiar with, making it an easy transition for your business.
With a cash discount program, you can say goodbye to losing profits on every credit card transaction. Instead of absorbing the fees yourself, your customers who choose to pay with a card cover those costs. This means your business keeps 100% of the sale, allowing you to reinvest in your business and increase your margins immediately. No more losing hard-earned revenue just for offering payment options.
The cash discount program gives your customers the power to choose how they pay. Those who prefer to pay with cash benefit from a discount, while customers using credit cards continue enjoying the convenience of paying with plastic. By giving your customers more options, you not only improve their experience but also protect your business from unnecessary fees. It's a win-win solution that keeps your customers happy and your profits intact..
Worried about the hassle of switching to a cash discount program? Don’t be. At NoblePay, we take care of everything for you. We provide clear signage to inform your customers about the program and set up your terminals for a smooth transition. You’ll be ready to start saving without any disruptions to your operations, and your customers will fully understand the benefits of paying with cash or credit. We make the process quick, easy, and hassle-free.
Concerned about legality? Cash discount programs are completely legal and fully compliant with all credit card network rules. Rest assured that you're on the right side of the law. By adopting this proven method, you eliminate processing fees with confidence, knowing that your business is protected. We ensure that you’re operating within all regulations so you can focus on growing your profits without worry.
Cash discount programs aren’t new—gas stations have been using this model for decades, passing credit card fees onto customers while rewarding cash-paying customers with lower prices. What was once a strategy exclusive to certain industries is now open to all businesses, regardless of size or category. Whether you run a retail store, restaurant, or service-based business, you can now implement the same proven strategy to eliminate fees and boost your bottom line. It's a widely accepted practice that customers are already familiar with, making it an easy transition for your business.
As both a business owner and a payments expert, I understand the challenges you face. I've been in payments since 1995 and started NoblePay in 2008. I’ve been where you are, watching profits slowly slip away due to ever-increasing processing fees. But I didn’t just learn about cash discounting from the outside—I live it every day through my other business, We Care Car Care. To avoid the same financial drain, I decided to practice what I preach and implemented a cash discount program for We Care.
This unique perspective sets me apart from others selling payment solutions. I don’t just talk about the benefits—I’m proof that they work. At We Care, our customers have had no issues with the cash discount model, and it has truly benefited our business. For the few who ask questions, it’s simply a matter of educating them on how to communicate the value to their own clients.
And that’s why I’m sharing this with you. It’s not about me—it’s about you.
I understand your apprehension because I’ve felt it too. But I’m here to show you how this can change your business. No more watching your hard-earned profits shrink away. You’ll be able to keep more of what you make and improve your bottom line, just as I’ve done with mine. You deserve a payment solution that actually works for you—and I’m here to help make that happen.
- Christopher Swift, Founder NoblePay
As both a business owner and a payments expert, I understand the challenges you face. I've been in payments since 1995 and started NoblePay in 2008. I’ve been where you are, watching profits slowly slip away due to ever-increasing processing fees. But I didn’t just learn about cash discounting from the outside—I live it every day through my other business, We Care Car Care. To avoid the same financial drain, I decided to practice what I preach and implemented a cash discount program for We Care.
This unique perspective sets me apart from others selling payment solutions. I don’t just talk about the benefits—I’m proof that they work. At We Care, our customers have had no issues with the cash discount model, and it has truly benefited our business. For the few who ask questions, it’s simply a matter of educating them on how to communicate the value to their own clients.
And that’s why I’m sharing this with you. It’s not about me—it’s about you.
I understand your apprehension because I’ve felt it too. But I’m here to show you how this can change your business. No more watching your hard-earned profits shrink away. You’ll be able to keep more of what you make and improve your bottom line, just as I’ve done with mine. You deserve a payment solution that actually works for you—and I’m here to help make that happen.
- Christopher Swift, Founder NoblePay
Post your openings for free on the top job boards or via optional paid postings. Sort, rate, and schedule your candidates from all sources at once.
-Build a team with unique roles and permissions.
-Assign employees as administrators, managers, cashiers, or reporters with customizable levels of access.
-Break down sales by employee.
-Keep tabs on your staff even while you're away.
-Generate reports on individuals or groups of employees by transactions completed, volume sold, tips, payment method, and more.
-Protect your point of sale.Avoid losses and track employee activity by customizing who can log in, complete a sale, issue a refund and update stock counts.
-Securely share your back office tools.
-Give trusted employees access to the business management and reporting features within Payments Hub.
Drag & drop scheduling that forecasts labor costs as you go.
Send to your team by text, app, and email.
Allows your employees to:
-Clock in
-Take breaks
-Declare tips, and rate their shift right from the Payanywhere app.
Inventory Management
Manage your inventory and the products you sell.
It’s simple to sell, track, and restock your items with Payanywhere’s free inventory tools.
Build a cloud-based library
Your own flexible catalog of products that’s easy to sort and accessible from any device.
You’ve never felt this organized.
Save time by uploading your inventory in bulk with Payanywhere's easy-to-use template.
Items & categories
Create items with multiple price variants.
Sort them into categories for faster access at the time of a transaction.
Modifiers
Customize your items at the time of sale with modifier sets.
Discounts
Create preset discounts based on percentage or dollar amount, or add one on the fly. Apply to an entire order or a single item.
Sell with one tap
The items in your library are immediately available on your point of sale. Just tap an item to add it to an order.
Go faster with barcode scanning
Use a Bluetooth barcode scanner or your device camera to quickly scan an item and add it to an order.
Track stock with ease
Create custom low stock alerts per price line, and get notified immediately when an item is out of stock. Your inventory syncs in real-time across all your devices no matter where sales are made.
See what's hot and what's not
Track sales by item, category, modifier, and discount.Export stock reports, item performance, and transactions by category.
Invoices
Send invoices and never miss a payment.
Get paid with one-time or recurring invoices that your customers pay online. Email your customers invoices from your point of sale or your back office. Turn any in-person transaction into an invoice directly from the Payanywhere app, or send directly from your Payments Hub portal.
Automate recurring billing cycles
-Generate repeat invoices automatically at the frequency you set.
-Allow customers to enroll in autopay.
-Customers on a recurring invoice cycle can opt to automatically be charged using autopay.
-Add custom branding to your outgoing invoices and payment pages.
-Create a seamless customer experience by adding your logo and contact information to every touchpoint.
-Automate recurring billing cycles.
-Generate repeat invoices automatically at the frequency you set.
-Allow customers to enroll in autopay.
-Customers on a recurring invoice cycle can opt to automatically be charged using autopay.
Maximize your sales with data-driven insights from Payanywhere.
Stay ahead with advanced analytics and real-time dashboards for everything from sales trends to employee performance. Access reports anytime, anywhere, through our app or secure online portal.
Key features include:
Real-time sales summaries with customizable reports.
Employee tracking: Sort by volume, transactions, and create instant -reports.
Inventory management: Track stock levels, set alerts, and sync across devices.
Customer insights: Analyze visits, spending, and feedback.
Make smarter decisions with powerful tools to streamline operations and grow your business.
When you're running a business, nothing is more important than your relationship with your customers.
Customer management that works for you.
-Gain detailed yet easy-to-understand insights into your customers with our customized reporting.
-Create customer profiles. Then, sort them by filters you choose, so that you can sell to your customers more effectively than ever before.
Now, you'll know:
-Who spends the most money during their visits.
-Who visits your business most often.
-Who is a first-time buyer and more.
-You can even export your customer list to use any marketing tools you choose, allowing you to more effectively advertise to your customers via email campaigns, SMS and so on.
-Solicit customer feedback & reviews.
-Want to find out more about your customers and how to better serve them? Just ask them!
-Customizable receipts allow you to ask for customer feedback via surveys that allow them to rate their experience.
Accept payments in your web browser.
The Virtual terminal feature within the Payments Hub portal allows you to accept credit cards right from your computer.-Take orders online or over the phone and process payments on the spot.-Key in credit card details and process a payment anywhere you have an internet connection.-Your transactions will instantly appear on your activity page.
Post your openings for free on the top job boards or via optional paid postings. Sort, rate, and schedule your candidates from all sources at once.
-Build a team with unique roles and permissions.
-Assign employees as administrators, managers, cashiers, or reporters with customizable levels of access.
-Break down sales by employee.
-Keep tabs on your staff even while you're away.
-Generate reports on individuals or groups of employees by transactions completed, volume sold, tips, payment method, and more.
-Protect your point of sale.Avoid losses and track employee activity by customizing who can log in, complete a sale, issue a refund and update stock counts.
-Securely share your back office tools.
-Give trusted employees access to the business management and reporting features within Payments Hub.
Drag & drop scheduling that forecasts labor costs as you go.
Send to your team by text, app, and email.
Allows your employees to:
-Clock in
-Take breaks
-Declare tips, and rate their shift right from the Payanywhere app.
Inventory Management
Manage your inventory and the products you sell.
It’s simple to sell, track, and restock your items with Payanywhere’s free inventory tools.
Build a cloud-based library
Your own flexible catalog of products that’s easy to sort and accessible from any device.
You’ve never felt this organized.
Save time by uploading your inventory in bulk with Payanywhere's easy-to-use template.
Items & categories
Create items with multiple price variants.
Sort them into categories for faster access at the time of a transaction.
Modifiers
Customize your items at the time of sale with modifier sets.
Discounts
Create preset discounts based on percentage or dollar amount, or add one on the fly. Apply to an entire order or a single item.
Sell with one tap
The items in your library are immediately available on your point of sale. Just tap an item to add it to an order.
Go faster with barcode scanning
Use a Bluetooth barcode scanner or your device camera to quickly scan an item and add it to an order.
Track stock with ease
Create custom low stock alerts per price line, and get notified immediately when an item is out of stock. Your inventory syncs in real-time across all your devices no matter where sales are made.
See what's hot and what's not
Track sales by item, category, modifier, and discount.Export stock reports, item performance, and transactions by category.
Invoices
Send invoices and never miss a payment.
Get paid with one-time or recurring invoices that your customers pay online. Email your customers invoices from your point of sale or your back office. Turn any in-person transaction into an invoice directly from the Payanywhere app, or send directly from your Payments Hub portal.
Automate recurring billing cycles
-Generate repeat invoices automatically at the frequency you set.
-Allow customers to enroll in autopay.
-Customers on a recurring invoice cycle can opt to automatically be charged using autopay.
-Add custom branding to your outgoing invoices and payment pages.
-Create a seamless customer experience by adding your logo and contact information to every touchpoint.
-Automate recurring billing cycles.
-Generate repeat invoices automatically at the frequency you set.
-Allow customers to enroll in autopay.
-Customers on a recurring invoice cycle can opt to automatically be charged using autopay.
Maximize your sales with data-driven insights from Payanywhere.
Stay ahead with advanced analytics and real-time dashboards for everything from sales trends to employee performance. Access reports anytime, anywhere, through Payanywhere's app or secure online portal.
Key features include:
Real-time sales summaries with customizable reports.
Employee tracking: Sort by volume, transactions, and create instant -reports.
Inventory management: Track stock levels, set alerts, and sync across devices.
Customer insights: Analyze visits, spending, and feedback.
Make smarter decisions with powerful tools to streamline operations and grow your business.
When you're running a business, nothing is more important than your relationship with your customers.
Customer management that works for you.
-Gain detailed yet easy-to-understand insights into your customers with our customized reporting.
-Create customer profiles. Then, sort them by filters you choose, so that you can sell to your customers more effectively than ever before.
Now, you'll know:
-Who spends the most money during their visits.
-Who visits your business most often.
-Who is a first-time buyer and more.
-You can even export your customer list to use any marketing tools you choose, allowing you to more effectively advertise to your customers via email campaigns, SMS and so on.
-Solicit customer feedback & reviews.
-Want to find out more about your customers and how to better serve them? Just ask them!
-Customizable receipts allow you to ask for customer feedback via surveys that allow them to rate their experience.
Accept payments in your web browser.
The Virtual terminal feature within the Payments Hub portal allows you to accept credit cards right from your computer.-Take orders online or over the phone and process payments on the spot.-Key in credit card details and process a payment anywhere you have an internet connection.-Your transactions will instantly appear on your activity page.
Free Equipment with Every Account
Free Equipment with Every Account
Setup custom tax rates for doing business across municipalities
Send receipts via email or text message
Accept tips and set custom tip presets
Save customer info and cards on file for repeat business
Charge customers at time of sale with mobile card readers
Create a new sale via Quick Entry or choose frequently used services from the Item Catalog
Send invoices via email or text
Save cards on file for easy billing of established clients
Potential to lower fees with Level III Interchange Qualification
Setup scheduled payments for future appointments
Charge customers over the phone with the Virtual Terminal
Save customer information and gain individual-level insights
Create recurring payments for regular donations
Accept donations on social media or on the web with Payment Links
Send invoices via email or text
Save cards on file for easy billing of established clients
Potential to lower fees with Level III Interchange Qualification
Setup scheduled payments for future appointments
Charge customers over the phone with the Virtual Terminal
Save customer information and gain individual-level insights
Create recurring payments for regular donations
Accept donations on social media or on the web with Payment Links
Create visual Favorites pages for quick access to popular services
Set custom preset tip amounts for easy customer gratuity
Send invoices via email or text
Save cards on file for easy billing of established clients
Potential to lower fees with Level III Interchange Qualification
Utilize Item Catalog for fast and easy checkout
Use custom discount rates for special promotionsSetup scheduled payments for future appointments
Charge customers over the phone with the Virtual Terminal
Save customer card on file for repeat business
Manage employee access with role-based user profiles
Save customer information and gain individual-level insights
Create recurring payments for regular donations
Accept donations on social media or on the web with Payment Links
Kelly Schoeberl, Owner
Olive Juice Studios
We took credit cards with PayPal before working with Chris at NoblePay. Now we're paying so much less than we ever did before. In fact, a local vendor walked into our gallery, asked to see our statements (assuming he could do better) and said he couldn't give us a better rate and that he'd be wasting our time to try.
Kelly Schoeberl, Owner
Olive Juice Studios
We took credit cards with PayPal before working with Chris at NoblePay. Now we're paying so much less than we ever did before. In fact, a local vendor walked into our gallery, asked to see our statements (assuming he could do better) and said he couldn't give us a better rate and that he'd be wasting our time to try.
Jon Benson, CEO Sellerator.com
I’ve been working with merchant accounts for over a decade, and I’ve run into almost every problem you can think of: extreme withholding periods, lack of flexibility around launches, poor customer support, and more. Working with Christopher at NoblePay has been a totally unique experience. Not only are our rates better and withholdings lower, Christopher responds to us very fast. These guys know how to work with Internet marketers to a degree I’ve yet to encounter with any other merchant service. Highly recommended!
Jon Benson, CEO Sellerator.com
I’ve been working with merchant accounts for over a decade, and I’ve run into almost every problem you can think of: extreme withholding periods, lack of flexibility around launches, poor customer support, and more. Working with Christopher at NoblePay has been a totally unique experience. Not only are our rates better and withholdings lower, Christopher responds to us very fast. These guys know how to work with Internet marketers to a degree I’ve yet to encounter with any other merchant service. Highly recommended!
Tim Brown, CEO
Dr. Kareem Samhouri Fitness, LLC
Chris is our main man when it comes to merchant accounts. He's always got our back and is amazing to work with. Chris handles all of our merchant accounts and looks out for our accounts as if they were his own. Chris is who we always recommend to other internet marketers. He'll definitely get you the best deal available and cut out all of the merchant processor BS for you.
Tim Brown, CEO
Dr. Kareem Samhouri Fitness, LLC
Chris is our main man when it comes to merchant accounts. He's always got our back and is amazing to work with. Chris handles all of our merchant accounts and looks out for our accounts as if they were his own. Chris is who we always recommend to other internet marketers. He'll definitely get you the best deal available and cut out all of the merchant processor BS for you.
Mary Young, Ph.D.
Licensed Professional Counselor & Licensed Clinical Social Worker
As a therapist in private practice I want to offer my patients the convenience of accepting credit cards for payments, without adding costs associated with terminal equipment. I have used a couple of services over the years, and found that although they often look good up front, the add on fees continued to grow while the service level does not. My last company required me to give them a sizable deposit.
When I discovered NoblePay, I asked Chris a lot of questions looking for the hidden junk fees. He was both knowledgeable and helpful. I felt like he took more than ample time for me to feel comfortable that I was not going to have any surprises fees with his service.
I’ve been with Chris for many years and I’ve never had an issue. The service is reliable, and Chris has remained available to answer any questions along the way. My patients appreciate the flexibility of using their credit or debit cards and I’ve improved my cash flow without adding unnecessary costs.
Mary Young, Ph.D.
Licensed Professional Counselor & Licensed Clinical Social Worker
As a therapist in private practice I want to offer my patients the convenience of accepting credit cards for payments, without adding costs associated with terminal equipment. I have used a couple of services over the years, and found that although they often look good up front, the add on fees continued to grow while the service level does not. My last company required me to give them a sizable deposit.
When I discovered NoblePay, I asked Chris a lot of questions looking for the hidden junk fees. He was both knowledgeable and helpful. I felt like he took more than ample time for me to feel comfortable that I was not going to have any surprises fees with his service.
I’ve been with Chris for many years and I’ve never had an issue. The service is reliable, and Chris has remained available to answer any questions along the way. My patients appreciate the flexibility of using their credit or debit cards and I’ve improved my cash flow without adding unnecessary costs.
Todd Kuslikis
aShotofAdrenaline.net
Chris has been incredible to work with. He is responsive and understands the continuity business. I highly recommend him to anyone I talk to that is doing continuity.
Todd Kuslikis
aShotofAdrenaline.net
Chris has been incredible to work with. He is responsive and understands the continuity business. I highly recommend him to anyone I talk to that is doing continuity.
Kristina Carter
Vrai Studios
When Chris called to ask me how things were going after I signed and ask me for a referral I was happy to help!
My experience has been so much better; I am thrilled to tell people about it!
My last company sold me on a nice low rate but what they didn’t tell me was how many hidden fees there were. My bill would literally come with hundreds of dollars in fees that were not line itemized so I had no idea what they were for!
When I would call customer service to find out, they would tell me they were just fees and then when I would demand to talk to a manager to get a more specific breakdown, I would be put on hold indefinitely until my call dropped or they dropped me. No one ever answered my questions or even made an attempt.
With Chris I know exactly what I am paying each month.
Every customer service interaction has been very helpful and quick to respond but honestly I haven’t even needed them since I set up my account. I am very happy I switched, I am saving hundreds of dollars a month and I have a payment system that allows me to get paid quickly so I have less stress which you can’t put a price tag on! Thank you Chris and NoblePay!
Kristina Carter
Vrai Studios
When Chris called to ask me how things were going after I signed and ask me for a referral I was happy to help!
My experience has been so much better; I am thrilled to tell people about it!
My last company sold me on a nice low rate but what they didn’t tell me was how many hidden fees there were. My bill would literally come with hundreds of dollars in fees that were not line itemized so I had no idea what they were for!
When I would call customer service to find out, they would tell me they were just fees and then when I would demand to talk to a manager to get a more specific breakdown, I would be put on hold indefinitely until my call dropped or they dropped me. No one ever answered my questions or even made an attempt.
With Chris I know exactly what I am paying each month.
Every customer service interaction has been very helpful and quick to respond but honestly I haven’t even needed them since I set up my account. I am very happy I switched, I am saving hundreds of dollars a month and I have a payment system that allows me to get paid quickly so I have less stress which you can’t put a price tag on! Thank you Chris and NoblePay!